Auto Loans - Questions and Answers Section

Question: If I apply for auto loans online, how long does it take for someone to contact me?

Answer: In most cases, a lender will contact you with minutes of receiving your application, although there are times when all of our lenders are helping other customers, the time span should never be more than 24 hours on normal business days.

Question: I am a first time buyer and have no credit. Can I be approved for auto loans with a co-signer?

Answer: A co-signer with good credit can definitely help you out! However, many lenders have programs especially for first time buyers and you may be approved for auto loans without a co-signer.

Question: A free application? What's the catch?

Answer: There is none! The application you submit from this website is absolutely free. You will not be asked to submit payment now, nor will you be billed. We do not accept any type of payment from our visitors who apply online.

Question: I live outside of the United States, can I apply for auto loans with you?

Answer: At this time we can only accept auto loan applications from residents of the US. Please check back with us as we hope to expand soon.

Question: My credit is good, but am recently divorced. I can afford monthly payments but am having a difficult time getting a large down payment. Do you have down payment assistance programs?

Answer: Absolutely! Getting a down payment should be the least of your worries. There are many auto loans that require little or no down payment for those in similar situations.

Question: Can I apply for auto refinancing loans with you?

Answer: Yes. Auto refinancing loans are one of the areas in which our lenders are experienced in. We look forward to helping you save money and possibly shorten the life of your loan.

Question: My credit is really bad..with a prior repossession. What can you offer me?

Answer: Having a prior repossession does not automatically disqualify you for auto loans. You will need to show your lender that you are now ready to commit to making regular monthly payments and are sincere about paying off any auto loans in the future. Often lenders are willing to approve financing for those whom they feel are honestly trying to improve their credit.